Broadmoor Somerdale NJ Homes For Sale

Why Getting Pre-Approved Should Be Your First Step

  Monday December 11th, 2017  Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you with this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.” 

Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:

Capacity: Your current and future ability to make your payments

Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash

Collateral: The home, or type of home, that you would like to purchase

Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted.

Bottom Line

Many potential home buyers overestimate the down payment and credit scores needed to qualify for a mortgage today. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so as well.

Search Valleybrook Blackwood NJ Town Homes and Condos For Sale

Contact Dave Sulvetta

 

Search Valleybrook Blackwood NJ Homes For Sale

$429,900
COMING SOON Status ⋅ 2 Beds ⋅ 3 Baths ⋅ NJCD2122642 MLS ⋅ 10 DOM ⋅ COMING SOON Status
Welcome to the highly desirable Glen Oaks section of Valleybrook, home to this meticulously maintained townhouse that has been beautifully upgraded with comfort and style in mind. The high-efficiency York heater, central air conditioner, and water heater were all replaced in 2020. Brand new roof being installed any day. Blown-in attic insulation was also added to improve energy efficiency and year-round comfort. The primary bathroom was completely renovated in 2025 and features a gorgeous walk-in tiled shower, new drywall, an updated vanity with a new vanity top, a comfort-height toilet, and beautiful tile flooring. The powder room has also been updated with a comfort-height toilet and new vanity top, while the second-floor hall bathroom has been refreshed with new tile. The finished basement offers more space and privacy and also has a glass slider leading to the exterior stone patio. The owner utilized some wasted space and made a built-in spice rack (If you're a cook, you'll appreciate that), a liquor shelf, and a safe!  Good luck finding it!  Enjoy relaxing or entertaining outdoors on the rear deck, upgraded with composite decking in 2024 and accessed through a premium Weather-All LLC sliding glass door installed in 2021. A new canvas awning provides additional shade and comfort. Additional recent improvements include Low-E Argon gas replacement windows with locking features and new screens throughout, fresh interior paint, beautiful new flooring and elegant wainscoting in the living and dining rooms, recessed lighting in the basement, and a new sump pump. The HOA includes access to the community pool, trash collection, and landscaping maintenance (excluding personal flower beds and shrubs). With countless upgrades already completed and motivated sellers, this exceptional home offers incredible value in one of the area's most desirable communities. Professional Photos to come.

81 Pebble Ln, Blackwood
$425,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ NJCD2121488 MLS ⋅ 17 DOM ⋅ ACTIVE Status
Welcome to 5 Muirfield Court, a beautifully upgraded 3-bedroom, 2.5-bath townhouse located in the prestigious Valleybrook Country Club Golf Community. This exceptional home offers a 4-car concrete driveway, providing ample parking for family and guests. Step inside to find gorgeous real hardwood flooring throughout the entire first floor. The open-concept living and dining rooms create an inviting space for entertaining, while the dramatic two-story family room is filled with natural light from oversized windows and features custom wall trim, a gas fireplace, and an elegant staircase. The expanded gourmet kitchen, enhanced by the model home's desirable 4-foot extension, offers granite countertops, stainless steel appliances, a tile backsplash, a pantry, and abundant cabinet and counter space. Just off the kitchen, enjoy a spacious wood deck overlooking a private, wooded backdrop and beautifully maintained green space. Upstairs, you'll find three generously sized bedrooms, two full bathrooms, and a convenient second-floor laundry room. The luxurious primary suite features a spa-inspired bathroom with a double vanity, oversized soaking tub, and a beautifully tiled glass-enclosed shower. The finished walkout basement adds exceptional versatility with sliding glass doors leading to the patio and backyard. This flexible space is perfect for entertaining, a second family room, home office, gym, or potential fourth bedroom. Additional updates include a roof and HVAC system that are approximately 7 years old, along with windows that were replaced just 1 year ago. Don't miss this opportunity to own a move-in-ready home in one of the area's most desirable golf course communities. Schedule your private showing today!

5 Muirfield Ct, Blackwood
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ NJCD2121996 MLS ⋅ 18 DOM ⋅ ACTIVE Status
Welcome to 2103 Doral Drive, located in the highly sought-after St. Andrews section of Valleybrook! This impeccably maintained 3-bedroom, 2.5-bath townhome offers the perfect combination of comfort, style, and convenience in one of the area's most desirable neighborhoods. The spacious floor plan features bright and inviting living spaces, an attached one-car garage, and generously sized bedrooms, including a primary suite with a private bath. Enjoy low-maintenance living in a beautiful community close to shopping, dining, major highways, and everything South Jersey has to offer. Pride of ownership is evident throughout, making this home truly move-in ready. The property is being sold strictly AS IS, with the buyer responsible for any inspections, certifications, and repairs required by the lender or municipality. Don't miss this opportunity to own a beautifully cared-for home in the desirable Valleybrook community!

2103 Doral Dr, Blackwood
$340,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ NJCD2121628 MLS ⋅ 24 DOM ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom, 2.5-bath townhome offering comfort, style, and a peaceful setting. Nestled on a quiet cul-de-sac, this home backs to a tranquil creek providing serene views and a relaxing backdrop to everyday living. The main level features attractive bamboo flooring, while brand-new carpeting enhances the finished basement, staircase, and entire upper level. The spacious primary suite includes a walk-in closet and a beautifully updated en-suite bath. Both the primary bath and powder room have been tastefully upgraded, adding modern appeal. Enjoy outdoor living on the deck complete with a convenient retractable awning, perfect for relaxing or entertaining in the shade on sunny days. Additional updates include newer windows and sliding patio doors, providing energy efficiency and abundant natural light. This desirable golf course community offers exceptional amenities, including a swimming pool, tennis courts, basketball courts, scenic walking paths, and beautifully maintained common areas. The home includes two assigned parking spaces, plus ample guest parking thanks to its prime cul-de-sac location. Conveniently located near Route 42 and the New Jersey Turnpike, with easy access to shopping, dining, transportation, and everyday conveniences, this home offers the perfect combination of peaceful living and an unbeatable location. Don't miss the opportunity to make this exceptional townhome your own!

26 Bayhill Ct, Blackwood
$410,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ NJCD2116602 MLS ⋅ 64 DOM ⋅ ACTIVE Status
Welcome to this beautifully maintained 3-bedroom, 2.5-bath end-of-row townhome offering 1,950 square feet of thoughtfully designed living space. Perfectly positioned for both privacy and scenery, this home combines comfort, convenience, and a touch of luxury. Step inside to find a spacious and inviting layout ideal for everyday living and entertaining. The abundance of natural light highlights the home’s generous living areas, while the end-unit location provides added windows and a more open feel throughout. Out back, escape to your own private retreat. The paver patio is tucked away and beautifully secluded by mature trees and bushes, creating a peaceful setting rarely found in townhome living. A motorized awning adds both comfort and versatility, making this outdoor space perfect for relaxing or hosting in any weather. Upstairs, the well-appointed bedrooms offer ample space, including an en suite with a private bath and plenty of closet storage. With 2.5 baths total, functionality meets style for both residents and guests. Whether you're enjoying your morning coffee overlooking the greens or unwinding in your tranquil backyard retreat, this home delivers a lifestyle that’s hard to match. Don’t miss your opportunity to own a premium end-unit in a highly desired community.

123 La Costa Dr, Blackwood
$328,888
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ NJCD2116078 MLS ⋅ 90 DOM ⋅ ACTIVE Status
2102 Doral Drive, located in the sought-after St. Andrews section of the Valleybrook community, offers a rare opportunity to own a move-in ready townhome surrounded by the prestigious Ron Jaworski Valleybrook Golf and Country Club. This resort-style neighborhood is one of South Jersey’s best-kept secrets, featuring a swim club, tennis, pickleball, and basketball courts, all within walking distance, along with optional golf memberships and beautifully maintained common areas for a monthly HOA of $496 per month. This well-maintained townhome with attached garage features hardwood flooring throughout the first floor and ceramic tile in the kitchen, creating a warm and inviting first impression. The upgraded eat-in kitchen includes stainless steel appliances, glass tile backsplash, and recessed lighting. The dining room features a dramatic two-story ceiling that enhances the open feel of the home. The spacious living room offers a wood-burning fireplace and sliding glass doors leading to a private brick patio, perfect for easy outdoor living with low-maintenance grounds managed by the association. Upstairs, the primary suite features a large walk-in closet and a spacious en-suite bath with double vanity, whirlpool tub, and walk-in shower. Recent upgrades include a brand-new deck fence with lighting, Tesla charger, and updated high-end toilets, adding modern comfort and value. Ideally located with easy access to routes 42, 295, and the NJ Turnpike, this home provides convenient travel throughout the tri-state area including Philadelphia and Atlantic City, both within approximately 30 minutes. Close to Gloucester Premium Outlets, Camden County College, and major transportation hubs including airports and 30th Street Station. Valleybrook is South Jersey’s best-kept secret, offering resort-style living in a prime location.

2102 Doral Dr, Blackwood
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